The holidays are just around the corner and many folks are beginning to think about shopping on Black Friday for Christmas presents and family gatherings.

1st Franklin Financial of Newnan says if you close on a loan with them on or aftern November 20th, you will have no payment due until 2018.

Give them a call at 770-253-5230 or visit: 1ffc.com. 1st Franklin Financial is located at 384 Bullsboro Drive in Newnan, next to Publix.